No one wants to think about the time when he or she dies. However, if you do not make arrangements ahead of time, someone else will decide where you will be buried and how much of your estate will be spent.
Pre-planning your funeral arrangements – with your head and not your heart – is an act of love that provides several financial and emotional benefits to your family, not to mention your own satisfaction in knowing that your wishes will be carried out to your personal specifications.
All family members can participate in the family’s funeral arrangements. For example, your children may want to be buried near you. Pre-planning guarantees everyone’s satisfaction.
Based on the last five decades, we know funeral expenses will continue to increase. Pre-arrangement allows you to freeze these costs at today’s prices.
Life insurance is for the living, not the deceased. It helps your family adjust to the loss of income that a death causes. If pre-need arrangements are not made, your family will be forced to spend a significantly larger amount of your life insurance proceeds on funeral arrangements.
Peace of Mind
When a death occurs in any family or among friends, the grief is tremendous and the healing time is very long. Pre-arranging your funeral will ease your family’s burden. Your family will know that your wishes have been carried out, and there will be no second-guessing. This peace of mind is worth far more than the dollars spent.
If you would like to learn more about your insurance options, please complete the form below and you will be contact by a qualified insurance professional that understand the unique needs of African-Americans.