The Housing Authority must approve the contract rent for a unit based on Rent Reasonableness criteria. The U. S. Department of Housing and Urban Development (HUD) has mandated 24 jurisdictions in the country, including the El Dorado County Housing Authority (PHA), to begin using Fair Market Rents (FMRs) based on zip codes, called Small Area FMRs (SAFMRs), to establish payment standards. Therefore, as we improve and evolve, the agency will continue its momentum toward increasing the availability of housing for people in need, while providing opportunities for